How to Find the Best Condo Unit Without Hurting Your Budget
Lots of people are now considering on getting a condo? What are the reasons for this? Condominium are accessible to markets and industrial buildings. Though, there are few things you need to consider before you buy your own condominium. Is it affordable? Is it really accessible? Are there enough amenities you can enjoy with your family? Before jumping into conclusion and to your decisions, you must think first and think about it, hundreds of time.
Here are few things you should do to have the best condominium:
Test the water first. You cannot buy a thing you barely know. You have to do intensive research about the building before giving your cheque. Ask, ask, and ask. There is nothing wrong with asking, especially the sales agent who studied every feature of the condo. But wait, you need to understand that sales agents want to sell, so they will show their convincing power just to convince buy the condo. Think first, and research again.
Do not settle with one option. Collect more options as many as possible. Compare each condominium you have inquired with, and see the pros and cons. After that, you can finally choose the best condominium for you.
Start to manage your finance properly. When you avail a condominium, you must make sure that you know how to manage your budget. Before getting a condo, you think about how much all amenities and unit size would cost. Though, aside from that, you need to consider about the real property tax, insurance, registration fee, and moving cost.
Be a wise spender. Before applying for house loan, you should have no problem in your credit card. Update your credit card to avoid any being questioned and rejected. Learn to manage all of your expenses and live only within your means, because you have to pay monthly for your amortization, and make sure that there are no lapses with your payment.
Anticipate discounted condominium units. You can also look for discounted condo units or those who are offering promotions. They offer discounts especially if you fully paid for your deposits. Some real estate agents also offer discounts especially when they have quota to reach. If there is great condominium for you, then grab it!
Condo units for pre-selling are much cheaper, take advantage on it. Condominium pre-selling means the building is not yet built, but you can have agreement and contract with real estate agent that you will be having it after the construction is finished. The price of pre-selling condo units is much cheaper than the finished one.
Although pre-selling condo unit are much cheaper, you must make sure that you invested your money with trustworthy and credible developer. The real estate broker should be licensed before you close an agreement.
Be wise when selecting financial institution. You might be considering on getting loan from financial institution to finally get your dream condo unit. Select the financial institution that would give you the best rate that would fit your financial capability. Some who offers housing loans are commercial bank, in-house financing, and PAG-IBIG fund.
If you can pay it in cash, then pay it full. Paying the amortization full is much cheaper than paying it monthly basis. Paying in cash will also help you to avoid any worries on paying it monthly.
Affordable and Soon to Launch Condominium in Baguio City: The Mist Residences! Looking for perfect condominium might be tough, but you can surely find the best choice after few researches. Are you one of the locals in Baguio City or one of the people who wants to move there? Then, The Mist Residences might be your new home.
The owner of the Mist Residences is Mr. Andrew Tan who also owns the Megaworld Suntrust Baguio, McDonalds Philippines, Emperador brandy, and other major businesses in the Philippines. This proved that the Mist Residences is stable and trustworthy. If you are planning to get pre-selling condo unit, there would no problem.
What do The Mist Residences offer?