Warning Signs You’re Hiring the Wrong Contractor in the Philippines Hiring the right contractor is important in building your dream house for so many reasons. Construction in the Philippines can be a long and costly process, so you need a reliable contractor to avoid delays and wasted money. Whether you’re planning to build a new home or renovate your current space, make sure to recognize the early signs of a problematic contractor before it’s too late. Here are the top red flags to watch out for when hiring a Philippine contractor. No Valid PCAB License Legit contractors are accredited by the Philippine Contractors Accreditation Board to ensure they meet specific standards in terms of technical expertise and competency. If they can’t provide you with a valid PCAB license, then it’s a major red flag. You can check their license online through the PCAB Portal. Just go to the PCAB regular license online verification section and search the ID or name of the firm. Verbal Agreements Only A reliable contractor will always provide a detailed written contract. If they avoid documentation or rely only on verbal agreements, it opens the door for disputes, unexpected charges, and unfinished projects. So, make sure to always ask for a contract that specifies the project scope, materials, timelines, payment terms, and penalties if expectations are not met. Demands for Large Upfront Payments The usual down payment for building contractors in the Philippines is 25% upon release of building permits. If your contractor demands a much higher amount before starting the actual construction, be more cautious. Scammers often disappear after collecting the money in advance. You might be surprised that even some Filipino celebrities have a fair share of horror stories with problematic contractors. Suspiciously Low Estimates Aside from not having a portfolio or references, dishonest contractors also offer quotes that are too good to be true. They often attract clients with low rates but later compromise on quality and add hidden charges. To avoid this, compare multiple bids and assess which contractor suits your preferences and has the credibility to meet your requirements. No Permits or Shortcut Offers All construction work in the Philippines requires building permits. If a contractor offers to skip these major requirements and other paperwork for a cheaper price, walk away. This can lead to legal trouble, demolition orders, and huge penalties from the local government. Always obtain the necessary permits when building a house to ensure all legal requirements are met. Final Thoughts Before hiring, you can search the contractor’s name on the PCAB website or social media forums to check if there are complaints against them. Protect your investment by doing proper research, verifying licenses, reviewing contracts, and trusting your instincts. Spot these warning signs early to avoid costly mistakes. If you’re looking for a house and lot in Baguio City or anywhere in the Philippines, just go to REALS.PH website. You can also list your property with us, and our real estate agents will sell it for you!
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5 Issues You Might Experience When Constructing a House in the Philippines It’s a lifelong goal for many Filipinos to be able to build their dream home. But what if this dream turns into a nightmare because of unexpected costs and unreliable contractors? The construction process is not often smooth as many homeowners encounter some common problems while building their house. So what are the five most common issues you may face in home construction and how to avoid them. 1. Underestimated Budget One of the biggest issues in building a house in the Philippines is underestimating the cost of construction. Filipinos normally begin building with a fixed budget, unaware of the fluctuating material prices, labor costs, and hidden expenses including permits, architectural fees, and post-construction finishes. If you don’t plan and monitor costs, it’s easy to overspend by 20% or more. 2. Delays in Building Permit Securing a building permit from your local government unit can be time-consuming. You need multiple approvals from engineers, architects, and even barangay officials. If it’s your first time building a house, applying for these permits can lead to months of delay and slow progress. It’s good to seek professional help to navigate this process better and faster. 3. Contractor Challenges Perhaps, the most critical issue is dealing with unreliable contractors or unqualified workers. Some homeowners hire low-cost or kumpare contractors without checking licenses and credentials. This often leads to:
4. Lack of Skilled Labor Skilled construction workers in the Philippines are migrating abroad for better pay, leaving our construction industry with shortage of laborers. It may be harder to find reliable carpenters, electricians, and masons depending on your area. If your contractor hires inexperienced workers or those called kuyakoy, then the quality of your house may suffer. 5. Poor Planning and Design Skipping the design stage or not hiring a licensed architect can lead to costly changes in the middle of the building process. Poorly planned layout might waste space, affect natural ventilation, and worse, violate local building codes. Final Thoughts Building your dream home in the Philippines should not be another horror story, but an inspiring one for other homeowners. Prioritize proper planning, design, legal documentation, and trustworthy contractors to ensure quality building projects. Most importantly, monitor each stage of the construction process to prevent costly problems in the future. Visit REALS.PH today and see our exclusive listings of house and lot for sale in Baguio and other areas in the Philippines.
What If Your Name on the Land Title Is Misspelled? Have you ever experienced having a misspelled name on legal documents such as a land title? Perhaps, you just found out that your name on the land title has the wrong spelling. Don’t worry, because there is an easy way to correct an error on Philippine land titles. In this guide, you will learn how to correct a misspelled name on a property title in just a few steps, and the requirements you need to submit. How to Correct a Misspelled Name on a Land Title? So what if your name on the property title is misspelled? Even if it’s just one letter, it’s crucial to fix this error to guarantee your legal claim to the property. Here are the steps on how to correct the name in the title: Step 1: Go to the Register of Deeds office. This should be in the local branch where your property is located. For example, if your property is in Baguio City, you should visit the RD Baguio office. Step 2: Submit all required documents. You need to prepare all the requirements to process your request, such as:
Step 3: Pay the administrative fees. This is only minimal and not as expensive as other fees when processing a land title transfer. What is an administrative correction of title, or the administrative correction procedure for clerical errors? You need to file an application form or a letter-request under oath, including the wrong spelling, and supporting documents. Step 4: Wait for the issuance of the new title. At this point, you should wait until the release of the new title under your corrected spelling of your name. Remember that this is only applicable for clerical errors on the title. Meaning, there’s a simple mistake in spelling or a typographical error. Now, what if your full name is incorrect to the point you’re no longer recognizable as the owner of the title? There is another procedure for this, which may require a bit more tedious work. You can ask for legal advice to resolve this matter. Final Thoughts Sometimes, clerks commit simple mistakes when producing legal documents such as land titles. But don’t fret because you can easily fix this typographical error by submitting a few requirements and paying a minimal admin fee. If you have problems or questions regarding your real estate properties, you can contact us by simply messaging our REALS.PH Facebook page. You may also check out our website for exclusive listings of condominiums in Baguio City and other properties.
What Filipinos Should Know Before Building Their Own Home Are you planning to build a house soon? Perhaps, you’re an OFW who wants to secure your family’s future or a young professional looking to invest in real estate, building a home can be a daunting process. Without proper planning, it can be confusing as construction involves floor plans, building permits, and other paperwork. This is why many Filipinos choose to buy a house and lot from known developers to avoid such a tedious process. So, what exactly do you need to build a home here in the Philippines? What Type of Real Estate Do Most Filipinos Prefer? More Filipinos are now choosing house and lot packages or condominium units for investment and living purposes. Here are more reasons to consider investing in condos and other ready-to-use residential properties:
What You Need to Build a House in PH? If you’ve decided to build your own home instead of buying a condominium or residential unit in a subdivision, here are the major requirements you need to secure:
Why Build a House with a Real Estate Broker? A real estate broker doesn’t just sell properties; they can also guide you through the buying process from start to finish. For instance, a broker can help you find the right location for your goals and budget. You will also be assisted in completing legal requirements and other necessary documents. An established real estate agent can connect you with trusted architects and contractors. Moreover, real estate brokers in Baguio City can provide advice on bank loans or Pag-IBIG financing. They will provide you with market insights to help you make informed investment choices. Whether you’re buying or building a home, a broker ensures you don’t waste time and money. Final Thoughts If building a home seems complicated, you can always get the right help to make things easier. Avoid the long queues and numerous requirements by simply working with a licensed real estate broker from REALS.PH Corp. We will help you save time, avoid costly mistakes, gain expert advice, and enjoy peace of mind. Visit our exclusive listings for condominiums in Baguio to find the exact property you want to invest in.
5 Best Features Filipino Homeowners Look For in a New Home Whether you’re a Filipino homeowner planning to sell your house or a buyer on the lookout for a new home, knowing what features are most appealing in the Philippine market can give you an advantage. Today’s buyers are more discerning when it comes to design elements and upgrades that affect the price and marketability of a property. Let’s discuss the top five home features that make a property more appealing and sell faster in the Philippines. 1. Open Spaces and Natural Lighting Filipino homebuyers are increasingly drawn to homes that feel bright and airy. Open floor plans paired with large windows make any house feel bigger, cooler, and more inviting especially that we have a warm, tropical climate in the Philippines. If you’re selling your property, use light-colored paint and remove heavy drapes to reflect sunlight better. Remember that a fresh, well-lit home instantly feels more valuable to buyers. 2. Functional Outdoor Spaces Outdoor spaces like balconies, patios, pocket gardens, or rooftop terraces have become highly desirable for homebuyers nowadays. After the pandemic, Filipinos started appreciating open-air spaces for relaxation and privacy. In fact, even a small outdoor area can become a major selling point with the right setup, such as potted plants, outdoor furniture, and a mini herb garden. 3. Smart and Energy-Saving Features Many buyers are now prioritizing energy efficiency and home automation. Features like solar panels, LED lighting, CCTV cameras, motion-sensor lights, and smart locks make the home more secure and cost-effective in the long run. Therefore, highlighting these features in your property listing can be a huge advantage for potential buyers. 4. Covered and Secure Parking Space With the rise in car ownership in the Philippines, a home with dedicated parking is a great advantage for sellers. In congested urban areas, it can even add more value to any property. If your property has space for multiple vehicles or a gated driveway, make sure to emphasize this in your property description. 5.Updated Kitchens and Bathrooms Kitchens and bathrooms are often the most inspected parts of a home. A well-maintained kitchen with ample counter space, storage, and modern finishes makes a strong impression. Clean, tiled bathrooms with updated fixtures also add instant appeal for buyers. However, you don’t need to do a major renovation to achieve this. Even small upgrades, such as new faucets, cabinet handles, or regrouting tiles, can make a significant difference when selling a property. Final Thoughts If you’re preparing to sell your property or searching for a condominium to buy in the Philippines, these five features are worth considering. They improve the quality of life while increasing your property’s value, so it sells faster in today’s competitive real estate market. Whether you’re in Metro Manila, Cebu, Baguio City, or anywhere in the country, homes that offer comfort, functionality, and smart living features will always stand out. Check out our exclusive listings in Baguio for the perfect home that you’re looking for.
What You Should Know When Hiring a PH Real Estate Broker Did you know that there are a lot of misconceptions when it comes to dealing with a real estate agent in the Philippines? Many Filipinos are reluctant to talk to real estate brokers because they often think that these people are only after the commission. Well, it’s part of their job - to earn and survive this economy, but there’s more than that to realize in this kind of transaction. Knowing how brokers work can help you appreciate the hard work they do for both Filipino home buyers and sellers. Trivia #1: With or Without a Broker, the Property Price is Fixed Whether you hire a real estate broker or not, the price of any property is just the same. You might think that dealing with a real estate agent will only add to the cost of the property because of additional agent’s fee. This is not true. Even if you go directly to the property developer’s office such as DMCI or SMDC, the price of the property is fixed. Meaning, there’s no additional cost just because a broker handled the buying process. Some buyers even ask the agent to give them a portion of the commission they will get, which is not a good practice. On the other hand, if you’re going to buy from a private listing, which is sold by an agent, there’s a chance that the price will change since they will be the ones to decide how much they will sell the property. This is why the agent may say that the price is negotiable where the buyer can ask for a discount until they agree on a certain amount. Trivia #2: Real Estate Agent or Broker Cannot be the Payee It’s important to know that you should only pay directly to the company that is selling the property. Real estate agents are not allowed to collect any payment during the buying transaction. They cannot say that the buyer should write the check under the agent’s bank account because this is illegal. Unless you trust the broker, then you may transact with them at your own risk. Generally, agents cannot collect payments on behalf of the developer or property owner. Trivia #3: Brokerage is a Bachelor's Degree with Revocable PRC License This is a great development for the real estate industry in the Philippines as brokerage is now a bachelor’s degree in college. Before you can become a real estate broker, you will need to finish this 4-year course called Bachelor of Science in Real Estate Management. Therefore, you also need to pass the board exam in order to get a PRC license just like teachers and engineers. So when you are dealing with real estate brokers, bear in mind that you are dealing with professionals in their field. They have a license which can be revoked once they commit something that is against the law. Although real estate agents are allowed to sell properties, they must be accredited by a real estate broker to legally transact with buyers. Final Thoughts When transacting with licensed real estate brokers, you are simply in good hands. You have the peace of mind that you are dealing with the right person who knows how to help you throughout the buying process. As the leading real estate brokerage company in Baguio City, we are highly committed in providing clients with the best service you deserve. Visit REALS.PH website if you want to find exclusive listings in Baguio.
Making a 6-Digit Monthly Income From Real Estate in the Philippines: 2025 Guide It’s possible for many ordinary Filipinos including OFWs, young professionals, and retirees to earn a six-figure monthly income from rental properties. However, it doesn’t happen overnight as this requires the right strategy, location, and mindset. To make this goal practical and achievable, let us give you some great insights and tips on how to build a stable source of income from real estate in the Philippines. Why Invest in Rental Properties The real estate market in the Philippines continues to grow particularly in Baguio City, Cebu, Makati, and other high-demand areas. Apparently, condominiums are in demand because they’re easier to maintain, attractive to long-term tenants and short-term guests, and located in prime areas. Property owners can turn their units into a reliable source of income by renting them out. Tips When Investing in Rental Properties But before you decide to invest in a rental property such as condo unit, earning six figures from rentals is all about doing it the smart way. Here are some proven tips to make much money from rental properties in the Philippines:
Final Thoughts Earning six digits from your real properties is not a get-rich-quick scheme. It requires planning, patience, and passion. But hard work pays off, and it pays really good if you own more properties. For first-time investors, run your numbers honestly and choose the right location so that you can achieve your dream income. Check out our listed properties on the REALS.PH website if you’re planning to invest in a condominium in Baguio City.
Turn Your Condo Into Cash: How to Earn Monthly Income from Real Estate Many Filipinos are investing in condominiums for different reasons. One is to make money from their property investments, while having a place to stay in the city. Whether you’re in Metro Manila, Cebu, or Baguio City, your condo can work for you in more ways than one. So, here’s a practical guide for Filipinos to earn from their condos and maximize their real estate investment. 1. Rent Out on Airbnb Short-term rental is a popular way condo owners generate income, especially in tourist-heavy areas like BGC, Makati, and Baguio City. Listing your unit on Airbnb allows you to earn daily, often higher than what you’d get monthly. Just make sure to secure approval from your condo admin, and register with the BIR and your local government to stay compliant. If you prefer a steady monthly income, traditional long-term leasing is the way to go. Filipino condo owners rent out units to young professionals, expats, and students. In prime areas, rental yields can reach up to 7% per year, depending on location and furnishings. 3. Try Rent-to-Own Deals Another smart strategy is offering your condo under a rent-to-own agreement, where part of the tenant’s monthly rent goes toward the eventual purchase of the unit. This attracts renters who want to own property but can’t afford full payment upfront. 4. Target OFWs and Balikbayans Many OFWs and balikbayans return to the country looking for short- to mid-term accommodations. Furnished condos with flexible rental terms are ideal for this market. You can promote your unit through OFW Facebook groups or real estate platforms like REALS.PH website. 5. Convert Into Home Office or Studio With the rise of remote work, some property owners rent out their units as home offices, podcast studios, or virtual meeting spaces. This is especially profitable if your condo has strong internet, good lighting, and quiet surroundings. 6. Offer Co-Living or Bedspace If allowed by your building, you can convert your unit into a co-living space or rent out by bed. This works well in areas near universities or business hubs. Just make sure to follow condo rules and avoid over-occupancy. 7. Rent Out for Shoots & Events Stylish condos are in demand for photo shoots, video content, or intimate events. You can earn by offering your space to vloggers, small production teams, or influencers. List your unit on local shoot sites or use social media to market it. Final Thoughts Remember that any income earned from your condo is subject to tax, so always register your business before accepting tenants. Your condo is more than just a place to live; it’s also an opportunity to build passive income. With the right approach, earning from your condo in Baguio can be profitable and hassle-free. If you want to list your property on our website, just visit our REALS.PH homepage and click on the List a Property button.
Beginner’s Guide to Investing in PH Stock Market 2025 While it may be intimidating at first, investing in the Philippine stock market is a great way to make money. With some good options for online brokers and easy account setups, you can begin your stock investment journey today. Whether you aim to build wealth, save for retirement, or beat inflation, owning shares of Philippine companies can help achieve your goal. Here’s a step-by-step guide for Filipino beginners on how to start buying shares. Step 1: Choose a Legitimate Stock Broker To buy stocks in the Philippines, you need to open an account with a PSE-accredited stockbroker. Brokers can be traditional or online, here are some of the best online brokers in the Philippines:
Step 2: Open a Trading Account Once you’ve selected a broker, you’ll need to open a trading account. Requirements usually include the following:
Step 3: Fund Your Account After your account is approved, you’ll need to deposit funds. There are several funding options to choose from, including online banking, supported e-wallets, and over-the-counter deposits. You can start investing with as little as Php 1,000, but make sure to buy at least one “board lot” or the minimum number of shares depending on the stock’s price. Step 4: Start Buying Stocks Once funded, you can now buy shares using your broker’s online platform. Simply log in to your account, search for the stock, enter the number of shares and your price, click “Buy”, and wait for confirmation. Some platforms will ask you to type in the company code on the search box. To know which company you should buy stocks from, you can use some features such as the Truly Rich Club in COL Financial. It will tell you which company stocks are doing well and will increase in the future. Some of the most popular blue-chip stocks include SM Investments, PLDT, and Jollibee. Step 5: Monitor Your Investment Your stock holdings will be reflected in your broker’s dashboard. The PSE operates from 9:30 AM to 3:30 PM, Monday to Friday. You can track your profits, dividends, and even set stop-loss or target prices on the platform. COL Financial, for example, has a SAM Table where you can see which companies you can buy from. Follow the label such as the stock, buy below price, current price, target price, expected growth, and action to take. You can buy stocks with the ones labeled as “continue buying” on the table. Just enter the code to buy order and then check your trade portfolio to see if it reflects your new shares. Final Thoughts Buying shares in the PH stock market is no longer just for the rich or financial experts. With the right broker and a basic understanding, any Filipino can start building their financial future today. If you want to invest in a condominium in Baguio City or a house and lot in the Philippines, check out our website or contact us today so we can assist you.
What Every Filipino Must Know About BIR Estate Tax Many Filipinos are surprised that there is an inheritance tax they need to pay before they can get their inherited property. While this is shocking for most unaware heirs, it is important to do your due diligence in managing inheritance matters to avoid paying a hefty penalty. So, let’s break down all the details that you should know when it comes to transferring inheritance in the Philippines, why people remain uninformed, and the best ways to deal with estate tax. Reasons Why Filipinos Are Unaware of Estate Taxes So, why do so many Filipinos not know about inheritance taxes? Here are the key reasons and how to address this knowledge gap:
Why It’s Crucial to Pay Estate Taxes on Time Understanding the estate tax in the Philippines is essential for protecting family wealth, ensuring smooth inheritance transition, and avoiding costly penalties. The estate tax amnesty program, which many Filipinos wish to be extended, is a good remedy to seek legal advice, updated documents, and officially settle inheritance taxes. So don’t wait for the penalties, talk to your family now and start planning your estate. Final Thoughts Due diligence in estate tax helps comply with the property transfer proceedings and avoids a huge penalty for not paying it on time. Always make sure that your tax obligations are settled so that you can easily put your inheritance under your name. If you are selling your property, list it with REALS.PH, or if you want to buy a new house and lot, or a condominium in Baguio City, our real estate agents can help you find the best option.
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Hi! Welcome to our website. Having an agent/broker on your real estate search is a gift because with or without them the price of the property is always the same. They give you FREE SERVICE and only pure service. On your part, everything is to gain. Claim your gift now! :)
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Meet your Real Estate Broker Partner:
Roman Joe Anoso, RN, REB
Real estate Broker PRC license number: 19887
HLURB registration number: CAR-B-05/21-029
HLURB registration number: CAR-B-05/21-029
Baguio's top real estate broker Roman joe Anoso is grateful to serve you
Roman joe Anoso is a multi-awarded real estate broker, consistent Top #1 for 8 years to date.
Being recognized by the following companies:
Sta. Lucia Land, Inc.
- Overall Nationwide Top # 1 Real estate broker year 2024
Bangko Sentral ng Pilipinas
- Real Estate Broker with the Highest sale for the year 2023
Suntrust Properties, Inc.
- Overall Nationwide Top # 1 Real estate broker year 2018
Vista Residences, Inc.
- Overall Nationwide Top # 1 Real estate broker year 2017
Goshen Land capital, inc.
- Overall Nationwide Top # 1 Real estate broker year 2011 to 2016
Being recognized by the following companies:
Sta. Lucia Land, Inc.
- Overall Nationwide Top # 1 Real estate broker year 2024
Bangko Sentral ng Pilipinas
- Real Estate Broker with the Highest sale for the year 2023
Suntrust Properties, Inc.
- Overall Nationwide Top # 1 Real estate broker year 2018
Vista Residences, Inc.
- Overall Nationwide Top # 1 Real estate broker year 2017
Goshen Land capital, inc.
- Overall Nationwide Top # 1 Real estate broker year 2011 to 2016
PRC Licensed Real estate Broker Roman Joe Anoso
office address: REALS Corporation, Barangay Dontogan, Baguio city, 2600
personal: +63917-5645-863
viber/whatsapp: +63917-5645-863
add him on facebook (CLICK HERE)
office landline: 074-442-2353 (for clearer conversation)
email: [email protected]
skype: romankat2
website: www.realestatebaguio.com
personal: +63917-5645-863
viber/whatsapp: +63917-5645-863
add him on facebook (CLICK HERE)
office landline: 074-442-2353 (for clearer conversation)
email: [email protected]
skype: romankat2
website: www.realestatebaguio.com
