Below are the Forms you need to fill up for you Housing Loan
1. For BPI Application
BASIC REQUIREMENTS:
· Signed application form and authorization letters
· 2 valid government issued IDs
· Proof of billing – Philippine address
FOR LOCALLY EMPLOYED
· Certificate of Employment indicating salary, position, and length of service
· Latest ITR
· Latest 3 months payslips
· If possible: 3 months bank statements reflecting salary credits
· If practicing doctor affiliated with hospitals: clinic schedule and to submit latest 6 months bank statements
FOR SEAFARER
· Certificate of Employment indicating salary, position, and length of service if possible
· Latest POEA Contract
· Crewing Officer name and contact details
FOR SELF-EMPLOYED
IF EARNING FROM RENTAL INCOME
· Photocopy of Title
· Lease Contract (indicating full address of property rented out, name of tenant and rental amount)
· Latest ITR
· Bank statements (latest 6 months proof of rental payments)
IF EARNING FROM COMMISSION
· Bank statements (latest 6 months proof of commission)
· Latest ITR
· Certificate of employment from affiliated companies
IF EARNING FROM TRANSPORT BUSINESS
· OR/CR, LTFRB Franchise and Mayor's Permit
· Latest ITR
FOR BUSINESS ENTITIES
· Single Proprietorship: DTI Registration and/or Mayor's Permit
· Corporation or Partnership: SEC Registration, Articles and By-Laws
· Latest ITR with Audited Financial Statements for 2 years
· Latest 6 months Bank Statements – working bank account (6 mons to 1 yr latest bank statement)
· List of Major Trade References: atleast 3 clients or suppliers to provide company name, company address, contact person and contact number
FOR WORKING ABROAD
· Certificate of Employment indicating salary, position and length of service
· Proof of yearly visits to the Philippines (passport stamps)
· Latest 3 months payslips
· If possible: 3 months latest bank statements reflecting salary credits
· If possible: 3 months latest proof of remittance
· Contact person in Philippines: (Loan administrator/SPA): Name, address, contact number and relationship to the borrower
· Valid government issued ID of Contact person
· If based in USA: to provide US Federal ITR
· To submit upon approval:
> Consularized/Apostilled/Notarized BPI Family Savings Bank’s Special Power of Attorney (SPA) format
> Consularized COE and latest 3 months payslips
Please note additional requirements:
· SINGLE - Certificate of No Marriage NSO/PSA certified with official receipt (to submit upon approval)
· LEGALLY SEPARATED - court decision/Finality of Marriage and Marriage contract with annotation of annulment with Official Receipt
· MARRIED - Marriage Certificate NSO/PSA Certified
· FOREIGN CLIENTS - will only allow if married to Filipino citizen holder and only income of Filipino borrower will only be used
· MINOR CLIENTS - Court approval of Guardianship
Property to be mortgaged documents (if available)
· Accredited Developers - Signed Contract To Sell
· Individual Seller – Owner’s Duplicate Copy of Title and tax declaration
TO START THE PROCESS, KINDLY DOWNLOAD THE FORMS BELOW AND SEND US THE SIGNED SCANNED COPY
BASIC REQUIREMENTS:
· Signed application form and authorization letters
· 2 valid government issued IDs
· Proof of billing – Philippine address
FOR LOCALLY EMPLOYED
· Certificate of Employment indicating salary, position, and length of service
· Latest ITR
· Latest 3 months payslips
· If possible: 3 months bank statements reflecting salary credits
· If practicing doctor affiliated with hospitals: clinic schedule and to submit latest 6 months bank statements
FOR SEAFARER
· Certificate of Employment indicating salary, position, and length of service if possible
· Latest POEA Contract
· Crewing Officer name and contact details
FOR SELF-EMPLOYED
IF EARNING FROM RENTAL INCOME
· Photocopy of Title
· Lease Contract (indicating full address of property rented out, name of tenant and rental amount)
· Latest ITR
· Bank statements (latest 6 months proof of rental payments)
IF EARNING FROM COMMISSION
· Bank statements (latest 6 months proof of commission)
· Latest ITR
· Certificate of employment from affiliated companies
IF EARNING FROM TRANSPORT BUSINESS
· OR/CR, LTFRB Franchise and Mayor's Permit
· Latest ITR
FOR BUSINESS ENTITIES
· Single Proprietorship: DTI Registration and/or Mayor's Permit
· Corporation or Partnership: SEC Registration, Articles and By-Laws
· Latest ITR with Audited Financial Statements for 2 years
· Latest 6 months Bank Statements – working bank account (6 mons to 1 yr latest bank statement)
· List of Major Trade References: atleast 3 clients or suppliers to provide company name, company address, contact person and contact number
FOR WORKING ABROAD
· Certificate of Employment indicating salary, position and length of service
· Proof of yearly visits to the Philippines (passport stamps)
· Latest 3 months payslips
· If possible: 3 months latest bank statements reflecting salary credits
· If possible: 3 months latest proof of remittance
· Contact person in Philippines: (Loan administrator/SPA): Name, address, contact number and relationship to the borrower
· Valid government issued ID of Contact person
· If based in USA: to provide US Federal ITR
· To submit upon approval:
> Consularized/Apostilled/Notarized BPI Family Savings Bank’s Special Power of Attorney (SPA) format
> Consularized COE and latest 3 months payslips
Please note additional requirements:
· SINGLE - Certificate of No Marriage NSO/PSA certified with official receipt (to submit upon approval)
· LEGALLY SEPARATED - court decision/Finality of Marriage and Marriage contract with annotation of annulment with Official Receipt
· MARRIED - Marriage Certificate NSO/PSA Certified
· FOREIGN CLIENTS - will only allow if married to Filipino citizen holder and only income of Filipino borrower will only be used
· MINOR CLIENTS - Court approval of Guardianship
Property to be mortgaged documents (if available)
· Accredited Developers - Signed Contract To Sell
· Individual Seller – Owner’s Duplicate Copy of Title and tax declaration
TO START THE PROCESS, KINDLY DOWNLOAD THE FORMS BELOW AND SEND US THE SIGNED SCANNED COPY
2. For China Bank Application
If you have applied for a Chinabank Housing Loan, you will be asked to provide some supporting documents in order for the bank to process your application. These documents are listed below:
If Locally Employed:
TO START THE PROCESS, KINDLY DOWNLOAD THE FORMS BELOW AND SEND US THE SIGNED SCANNED COPY
If you have applied for a Chinabank Housing Loan, you will be asked to provide some supporting documents in order for the bank to process your application. These documents are listed below:
If Locally Employed:
- Application Form with attached 2x2 ID picture
- At least 2 Valid ID's
- Marriage contract (if applicable)
- Latest Income Tax Return
- Certificate of Employment with Compensation and Tenure
- Application Form with attached 2x2 ID picture
- At least 2 Valid ID's
- Marriage contract (if applicable)
- DTI registration
- Audited Financial Statements for the last 3 years
- Bank Statements
- Company Profile
- Complete list of customers and suppliers with contact person and number
- Application Form with attached 2x2 ID picture
- At least 2 Valid ID's
- Marriage contract (if applicable)
- SEC Registration, Articles of Incorporation, and By-Laws
- Audited Financial Statements for the last 3 years
- Board/Partnership Resolution / Secretary's Certificate
- Current General Information Sheet (GIS)
- Company Profile
- Complete list of customers and suppliers with contact person and number
TO START THE PROCESS, KINDLY DOWNLOAD THE FORMS BELOW AND SEND US THE SIGNED SCANNED COPY