Why should you invest in a real estate in Baguio City?

5 Things to Consider When Buying a Property in Baguio City

why invest in Baguio city?

Ever wonder why a lot of people dream of having a house and lot in Baguio City?


It may be because of the weather the city offers – incomparable to the weather of the rest of the part of the Philippines, it wouldn’t be named as Summer Capital of the Philippines for nothing. It may also because of the scenic views and modest urban lifestyle – totally different from the quite chaotic lifestyle in the city.


Here are some of the reasons why there are a lot of people interested in investing in Baguio City.

1. One of the best tourist destinations in the Philippines

As it’s one of the most visited part in the country – it has also become a good hotspot for business opportunities – for real estate, food, and leisure activities.

1. Another way of diversifying your portfolio

Investing in real estate, especially in one of the famous cities in the Philippines, can diversify your portfolio and make up for losses you may incur in the future. It’s always safe to have a backup plan that can always provide you with possible passive income.

1. Apply for a financial support

Another good thing in investing in Baguio City is the opportunity to get financial support from property developers or the local government unit in the event that your current budget doesn’t match up with the asking price of a property.


Things to consider if you’re planning to buy a property in Baguio City
If you’re considering to buy a house or a condo in Baguio City, here are some tips you may take along the process of decision making:

• Try living in Baguio City for at least a month

This is to see if the lifestyle in the province suits the lifestyle you perceive to have if you’ll live here. You may rent a space and give yourself a chance to explore and learn about various things before deciding to live here – from the neighborhood, cost of living (e.g. pricing of goods and supplies, monthly bills, other expenses), to maintenance of a property.

• Find a good real estate agent in Baguio City

May it be purchasing or renting a real estate in Baguio City, it’s subject to the laws of the Republic of the Philippines, hence it’s the best decision to look for a real estate agent who’s well-rounded on property-related laws and has vast knowledge on the area especially if you’re buying a land or property for a specific purpose.

• Always consider the location where you’ll invest

Check if the area where you’ll invest is part of the geological hazards in Baguio City. Also consider how far you’d like to be in the downtown proper especially for those who’d purchase for business opportunities.


Often missed out, check if the road leading to your target place would be a concern – if it’ll cross a dirt road, you may encounter difficulties in crossing the area ever now and then especially during the rainy season. During your stay, you may also want to observe the transpiration available in the area.

• Don’t forget to check the water supply of your desired property

Once you’ve set yourself to a property, check if it has good water supply. If a house or property has zero water supply, there’s likely a chance that you’ll also have to set a budget for water delivery expenses on a monthly basis.

• Be financially prepared for other payments other than the total asking price

Definitely not the least, prepare your wallet other than the price tag of the property. You’ll need to pay a Capital Gains Tax, Documentary Stamp Tax, Transfer Tax, and Title Registration Fee among others once you’ve set your mind in buying a property in the area.


The Baguio City is a promising city to various investors. Before putting your hard earned money in your desired property, you may want to consider the tips provided and assess if you can financially manage your property in a long-term basis.