How to Verify A Condo Occupancy Permit in the Philippines

Why Check If A Condo Has Occupancy Permit: Guide for Filipinos

Before planning to move into your new condominium unit, make sure to check the occupancy permit first. Many first-time condo buyers get excited about turnover day, only to find out later that the building isn’t legally cleared for residency. This can lead to safety risks, legal disputes, and even financial headaches. This guide will teach you how to verify if a condo has a valid occupancy permit in the Philippines so you can move in with peace of mind.

​What Is An Occupancy Permit?

An Occupancy Permit is issued by the Office of the Building Official under the local government as proof that a building complies with the Philippine National Building Code. For condominiums, it certifies that the structure has passed inspections for fire safety, electrical systems, sanitation, and overall building stability. Without this permit, the building is not legally allowed to be occupied, no matter how polished the lobby looks or how ready the units appear.

Advantages of A Verified Condo Occupancy Permit

Skipping this step could put you at serious risk. Here’s why every condo buyer should confirm the permit before moving in:

• For safety assurance, the permit confirms the condo has met structural and fire safety standards.
  
  
• In terms of legal protection, this document prevents disputes or penalties from government agencies.
  
  
• In case of financing approval, many banks and Pag-IBIG require an occupancy permit before releasing a housing loan.
  
  
• Most important of all, condo owners will have peace of mind as they move into a fully compliant building.
  

​Steps for Verification of Condo Occupancy Permit

Checking this document may seem technical, but it’s simpler than you think. Here are the steps you should follow to verify your condo occupancy permit:

1. Ask the developer or property manager directly. Reputable developers should readily provide a copy of the occupancy permit. If they delay or refuse, treat it as a red flag.
   
   
2. Visit the Office of the Building Official. Go to the City or Municipal Hall where the condo is located. The OBO keeps official records and can confirm if the building has been issued a valid permit.
   
   
3. Request copies from the condo corporation or homeowner’s association. If turnover has already started, the condo corporation or property management office should have this document on file.
   
   
4. Check local government bulletins or websites. Some LGUs publish newly issued occupancy permits. Although not always available online, it’s worth checking for added confirmation.
   

​Final Thoughts

Knowing how to verify if a condo has an occupancy permit in the Philippines is more than just due diligence. It’s a way to protect your investment and ensure your safety. So always ask for proof, confirm with the OBO, and don’t rely solely on verbal assurances from developers. For the latest listings of condominiums in Baguio City, feel free to visit REALS.PH website. You can also register on the site to list your property for sale so our real estate agents can help you find a buyer online.