How to Make a 6-Figure Income Per Month Through Rental Properties

Making a 6-Digit Monthly Income From Real Estate in the Philippines: 2025 Guide

It’s possible for many ordinary Filipinos including OFWs, young professionals, and retirees to earn a six-figure monthly income from rental properties. However, it doesn’t happen overnight as this requires the right strategy, location, and mindset. To make this goal practical and achievable, let us give you some great insights and tips on how to build a stable source of income from real estate in the Philippines.

Why Invest in Rental Properties

The real estate market in the Philippines continues to grow particularly in Baguio City, Cebu, Makati, and other high-demand areas. Apparently, condominiums are in demand because they’re easier to maintain, attractive to long-term tenants and short-term guests, and located in prime areas. Property owners can turn their units into a reliable source of income by renting them out.

Tips When Investing in Rental Properties

But before you decide to invest in a rental property such as condo unit, earning six figures from rentals is all about doing it the smart way. Here are some proven tips to make much money from rental properties in the Philippines:

• Invest in a strategically located property. Don’t just fall for hype, get a condo or house and lot in tourist-friendly areas like Baguio or Tagaytay, and near business hubs, hospitals, and schools. For Airbnb-friendly, choose a condo in buildings with flexible leasing rules.
  
  
• Implement a good rental strategy. There are three common ways to earn, such as long-term lease, short-term rentals, and bedspace rentals. You can mix these strategies across multiple properties to boost your income while managing risks.
  
  
• Always do the math and set specific goals. Ask yourself how much annual yield it will give you, at least 8% is a good start. Let’s say your condo earns Php 45,000 per month, and your loan amortization plus expenses are Php 25,000. That leaves you Php 20,000 net income each month from one unit. If you have five similar units, you can achieve a six-figure income or even more.
  
  
• Save on management costs by being hands-on. It’s okay to hire a property manager if you’re already earning six figures or higher every month. However, if you’re just starting out, managing your rental business by yourself can reduce costs for services and give you more profit.
  
  
• Register and pay taxes. Most importantly, register your rental business with the BIR, pay the 8% flat tax if applicable, and secure local permits. This part is often overlooked by some people, but this is important. Staying compliant protects your income and reputation.

Final Thoughts

Earning six digits from your real properties is not a get-rich-quick scheme. It requires planning, patience, and passion. But hard work pays off, and it pays really good if you own more properties. For first-time investors, run your numbers honestly and choose the right location so that you can achieve your dream income. Check out our listed properties on the REALS.PH website if you’re planning to invest in a condominium in Baguio City.