Affordable Housing for Filipinos through Pag-IBIG 2025 Promos

Avail Discounted Properties from Pag-IBIG’s Acquired Assets Super Sale

If you’ve been waiting to score discounted properties from Pag-IBIG, now is your time to grab them. Discover affordable options with two housing programs currently offered by the Pag-IBIG Fund. The Acquired Assets Super Sale and the Early Bird 10-Year 3% Housing Loan Promo can give you huge discounts to afford your dream home in the Philippines. Read on to learn how you can avail of these Pag-IBIG 2025 promos for a limited time.

Cheaper Housing Options for Filipinos

The ongoing initiatives of Pag-IBIG are designed to provide affordable housing options and sustainable financing for first-time homebuyers, OFWs, and even investors looking for value in the real estate market. So, let’s talk about each housing option that you can take advantage of right now:
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Acquired Assets Super Sale

This promo offers up to 40% off foreclosed properties and runs from August 25 to December 14, 2025. The Pag-IBIG Acquired Assets Super Sale features over 30,000 foreclosed homes nationwide. Discounts are higher compared to previous promos. Check these out:

Occupied Properties

• 40% off for cash buyers 
• 30% off for short-term installment payments
• 20% off with Pag-IBIG housing loans

​Unoccupied Properties

• 35% off for cash buyers
• 25% off for installment buyers
• 15% off on housing loans

​Even current occupants can get a chance to secure ownership with an additional 10% discount under the Invitation to Purchase or Lease. All available listings are posted weekly on the Pag-IBIG Centralized Online Public Auction platform to provide buyers a simple and transparent way to browse, bid, and buy.

Early Bird 10-Year 3% Housing Loan Promo

To give better affordability for Filipinos dreaming of having their own homes, Pag-IBIG also offers a special financing program alongside the super sale. This is under the Expanded 4PH Program or Pambansang Pabahay Para sa Pilipino. The first 30,000 qualified borrowers can enjoy a 3% fixed annual interest rate for 10 years. This is a major boost from the previous 5-year fixed rate.
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For the qualifications, first-time homebuyers need to earn up to PHP 47,856 per month in Metro Manila, PHP 34,686 per month outside NCR, and all OFWs, regardless of their income. Qualified buyers can purchase house and lot units priced up to PHP 850,000, condominium units priced up to PHP 1.8M, and up to PHP 100,000 additional financing for home improvements.

Why Avail of This Promo Now

Both promos represent the strong commitment of the Philippine government to address the housing gap in the country. The super sale lowers the upfront cost of acquiring property, while the 3% 10-year housing loan ensures long-term affordability. For Filipinos wishing to have their own home, 2025 is the year to take advantage of these affordable housing opportunities by Pag-IBIG.

Final Thoughts

Now that you are aware of the Pag-IBIG super sale and early bird housing loan offer, no more waiting for your dream home. Grab the keys to your new house and lot unit now with these limited promos, which run until December 14, 2025. You can browse our listings at REALS.PH website for the best deals, including exclusive condominiums in Baguio City and other areas in the Philippines.